Articles filed under Health Insurance.
Health insurers reported rising income and profits while employer healthcare costs reached multi-decade highs. These are not coincidental trends — they reflect how the market is structured. Section 1: The Structure of the Problem Health…
Jeff Davis
Employers are forecasting a 9% healthcare cost increase in 2026 — the third consecutive year of costs outpacing projections. On a compounded basis, costs are on track to be 62% higher than 2017 levels. Section 1: The Numbers Employers will…
Purchaser Business Group on Health (PBGH) members — 40 employers covering 21 million workers — found that the difference between what they paid and what they should have paid wasn’t a rounding error. It was a structural gap hiding in…
The No Surprises Act protects patients from unexpected medical bills. Learn your rights, how the law affects emergency and non-emergency care, and what to do if you receive a surprise bill.
Your EOB is a powerful document, but it’s often confusing. We break down the key sections of your Explanation of Benefits so you can understand what you owe and why.
A new peer‑reviewed study uses hospital price transparency data to show markets with more insurer competition tend to have lower negotiated prices.
The public disclosure of in-network negotiated rates reveals extreme price variation for the same service, directly impacting the cost-conscious healthcare consumer.
Negotiated rates determine your healthcare costs. Learn how the Transparency in Coverage Rule unveiled massive price gaps and how the No Surprises Act protects you from surprise billing.
For years, it’s been a common belief that health insurance companies are the primary villains of the U.S. healthcare system, reaping huge profits while driving up costs for everyone else. We hear stories about rising premiums and see…
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